Overview

SanlamAllianz Life Insurance Plc is recruiting a Fraud Investigator to strengthen its fraud prevention, investigation, and compliance functions within the organization. This opportunity is designed for experienced professionals with strong analytical, investigative, and ethical decision-making capabilities, particularly within financial services, insurance, audit, or forensic investigation environments.

Sanlam Allianz Life Insurance is one of Rwanda’s leading providers of long-term insurance solutions and forms part of the broader Sanlam Allianz Group — one of Africa’s largest non-banking financial services groups with more than a century of experience across the continent.

The company combines international expertise with local market understanding and emphasizes professionalism, integrity, collaboration, and continuous improvement in its operations.

The Fraud Investigator will play a key role in protecting the company’s assets, reputation, and operational integrity by identifying, investigating, and reporting suspected fraud, corruption, theft, and misconduct within the organization.

This opportunity may particularly interest professionals working in:

• Fraud investigation
• Internal audit
• Forensic accounting
• Financial compliance
• Insurance risk management
• Corporate investigations

For candidates searching for fraud investigation jobs in Rwanda, audit and compliance careers, insurance sector opportunities, or forensic accounting roles, this position offers strong professional exposure within a leading financial institution.

Why This Opportunity Matters

Fraud risk management has become increasingly important within financial institutions, insurance companies, and regulated sectors due to growing operational complexity, digital transactions, and regulatory expectations.

The Fraud Investigator role is critical because it helps organizations:

• Protect financial assets
• Strengthen compliance systems
• Detect operational weaknesses
• Prevent financial losses
• Maintain stakeholder trust
• Uphold ethical business standards

Within the insurance sector, fraud-related risks can significantly impact operational performance, customer trust, and regulatory compliance. As a result, companies increasingly rely on skilled investigators capable of conducting objective, evidence-based investigations while maintaining confidentiality and professionalism.

This role provides exposure to several important areas, including:

• Fraud detection methodologies
• Financial investigations
• Internal control systems
• Regulatory compliance frameworks
• Risk management practices
• Corporate governance systems

The position also involves collaboration with multiple departments such as:

• Claims
• Legal
• Underwriting
• Risk and compliance teams
• External law enforcement stakeholders

For professionals interested in long-term careers in compliance, forensic audit, financial investigations, or enterprise risk management, this role offers highly relevant experience within a regulated financial services environment.

Another major advantage is the opportunity to work within a multinational insurance group operating across Africa, which may provide broader exposure to international compliance and governance standards.

Application Tips

Candidates applying for fraud investigation and compliance roles should focus on demonstrating analytical capability, integrity, and professional investigation experience.

Highlight Investigation Experience Clearly

Your CV should clearly demonstrate experience involving:

• Fraud investigations
• Audit engagements
• Forensic accounting
• Compliance reviews
• Risk assessments
• Financial analysis

Employers in this sector prioritize practical investigative exposure.

Showcase Analytical & Reporting Skills

Strong candidates should demonstrate ability in:

• Evidence gathering
• Root cause analysis
• Investigation planning
• Report writing
• Data interpretation

Investigation reports must be objective, structured, and evidence-based.

Emphasize Confidentiality & Integrity

Fraud investigation roles require high ethical standards. Applicants should demonstrate:

• Professional integrity
• Confidential handling of information
• Independent judgment
• Ethical decision-making capability

Highlight Regulatory & Financial Sector Exposure

Experience within:

• Insurance
• Banking
• Financial services
• Audit firms
• Regulatory environments

may strengthen your competitiveness.

Include Professional Certifications

Candidates with Finance or Accounting backgrounds must possess professional certifications such as:

• CIA
• CPA
• ACCA
• Or equivalent qualification

Professional certifications are highly valued in fraud and compliance functions.

Responsibilities

The Fraud Investigator will support the company’s fraud prevention, investigation, and compliance initiatives.

Investigation Planning & Execution

• Develop structured investigation plans outlining:
  • Scope
  • Objectives
  • Risks
  • Timelines
• Conduct investigations according to professional standards and company procedures
• Gather and analyze financial, operational, digital, and testimonial evidence
• Conduct interviews and obtain statements where necessary
• Identify root causes and internal control weaknesses

Effective investigations help prevent financial losses and strengthen governance systems.

Reporting & Documentation

• Prepare comprehensive investigation reports
• Present findings and recommendations to management where required
• Maintain secure and confidential records of investigations
• Support preparation of fraud-related reports for management and audit committees
• Monitor implementation of corrective actions

Accurate documentation is essential for accountability and compliance.

Fraud Prevention & Risk Management

• Identify emerging fraud risks and trends
• Recommend improvements to fraud prevention controls
• Support fraud awareness and staff training initiatives

These activities help reduce operational and compliance risks.

Collaboration & Compliance

• Work closely with:
  • Claims teams
  • Compliance units
  • Legal departments
  • Risk management teams
• Liaise with law enforcement and external stakeholders when required
• Ensure compliance with regulatory directives and internal policies

Cross-functional collaboration supports effective investigation outcomes.

Professional Conduct

• Maintain confidentiality and impartiality at all times
• Adhere to the company’s code of ethics and professional conduct standards
• Act in the best interests of the organization 

Requirements

Education

Applicants must possess a Bachelor’s degree in:

• Law
• Finance
• Accounting
• Forensic Accounting

Experience

Candidates should have:

• Minimum 3 years of experience in:
  • Fraud investigation
  • Prosecution
  • Audit
  • Forensic audit

Experience within insurance or financial regulatory environments is preferred.

Professional Certifications

For candidates with Finance or Accounting backgrounds, one of the following is mandatory:

• CIA
• CPA
• ACCA
• Or equivalent professional qualification

Core Competencies

Strong candidates should demonstrate:

• Analytical and investigative skills
• Strong written and verbal communication
• Attention to detail
• Problem-solving capability
• Organizational and planning skills
• Relationship-building ability
• Independent working capability

Personal Attributes

The organization is seeking professionals who demonstrate:

• High ethical standards
• Professional integrity
• Sound judgment
• Confidentiality and discretion
• Ability to work under pressure

How to Apply

Interested candidates should submit their applications no later than:

14 May 2026

Applicants are required to apply through the company’s official recruitment platform using the designated “Apply” button referenced in the original job advertisement.

Important Notes

• Only shortlisted candidates will be contacted
• The role may involve field investigations and travel when required
• The position is primarily office-based with investigative assignments as necessary