Job Overview

INDATWA SACCO RUSIZI is recruiting a Senior Internal Auditor to strengthen its governance, risk management, and internal control systems. This is a senior-level job in Rwanda for an experienced audit professional who wants to work in a regulated financial institution with real responsibility and board-level visibility.

INDATWA SACCO RUSIZI was formed through the consolidation of 18 Umurenge SACCOs operating in Rusizi District. This reform is part of Rwanda's broader effort to strengthen SACCO governance, capital adequacy, risk management, and service delivery. The institution operates under Law No. 057/2024 governing cooperatives, Law No. 072/2021 governing deposit-taking microfinance institutions, and aligns with National Bank of Rwanda (BNR) regulatory standards.

The Senior Internal Auditor will work under the supervision of the Supervisory Board, with a functional reporting line to the Audit Committee and an administrative reporting line to the Managing Director. This dual reporting structure is standard in strong governance frameworks and gives the role both independence and executive access. It is best suited for a seasoned auditor with at least five years of internal audit and compliance experience, ideally within microfinance or banking, who can lead audit operations, advise management, and ensure regulatory compliance.

Why This Opportunity Matters

This is not a routine audit role. It is a governance-critical position in a financial institution that is rebuilding its control environment after a major consolidation. The Senior Internal Auditor will shape how INDATWA SACCO RUSIZI manages risk, prevents fraud, and meets central bank requirements.

What makes this opportunity valuable:

• Board-level exposure. You will report functionally to the Audit Committee and administratively to the Managing Director. You will also present findings to the Supervisory Committee and the Board of Directors. This visibility accelerates career growth for anyone targeting senior audit or risk leadership.

• Real regulatory impact. You will submit internal audit reports to the Central Bank on a regular basis. That means your work directly affects the SACCO's regulatory standing and its ability to operate confidently under BNR oversight.

• Build something that lasts. INDATWA SACCO RUSIZI is in a growth and restructuring phase. You will develop the audit plan, establish internal control checklists based on Central Bank regulations, and design strategies that will guide the institution for years.

• Competitive senior-level position. The requirements are high because the responsibility is high. If you hold a Master's degree or a Bachelor's with 10 years of senior management experience in banking or microfinance, this role recognises your expertise and rewards it.

• Career path within a regulated sector. Experience auditing a deposit-taking microfinance institution is highly transferable. It positions you for roles in commercial banks, microfinance institutions, regulatory bodies, and international development finance organisations.

• Independence and authority. The role has the authority to review the operations of all staff and elected organs, verify the implementation of resolutions from the Board, General Assembly, and Supervisory Board, and follow up on National Bank of Rwanda instructions and RCA recommendations. That level of scope is rare.

Application Tips

Competition for senior audit roles in Rwanda is strong. To stand out, treat this application with the same rigour you would apply to an audit engagement.

• Use your own email address. The announcement is explicit: applications submitted using another person's email address will not be considered. This is a strict rule and it is enforced.

• Format your email subject correctly. The subject line must be your names followed by the position you are applying for. For example: "Alice Mukamana - Senior Internal Auditor". Generic subject lines may cause your application to be overlooked.

• Submit one single PDF document. Do not send multiple attachments or use other formats like Word. Compile your entire application into a single PDF file.

• Prepare all required documents in advance. You will need:

  • An application letter addressed to the Chairperson of BoD of INDATWA SACCO RUSIZI.

  • A detailed and updated Curriculum Vitae.

  • Copies of your academic degree, transcript, and certificate where required.

  • Proof of work experience (if any).

  • A photocopy of your National Identity Card.

  • Full addresses of three referees with recommendation letters, preferably including one previous supervisor.

• Highlight your audit leadership experience. The role requires at least five years of internal audit and compliance experience. Make sure your CV clearly shows your audit planning, report writing, and internal control work. Quantify your results where possible.

• Show your regulatory knowledge. Mention any experience with Central Bank regulations, BNR reporting, audit committee reporting, or regulatory compliance frameworks. This is a key part of the role.

• Demonstrate strategic thinking and risk consciousness. The job description emphasises strategic thinking, risk and control awareness, and strong decision-making. Use your cover letter to show you understand the bigger picture, not just the mechanics of auditing.

• Showcase your data analytics skills. Working knowledge of data analysis and performance metrics is a requirement. Mention any tools or methods you use to analyse audit data, spot trends, or identify anomalies.

• Mention your language and software proficiency. Fluency in written and spoken English is required, and French is an added advantage. Advanced knowledge of MS Office (Word, Excel, Outlook, PowerPoint) and Adobe Acrobat is also required.

• Apply early. The deadline is 5th October 2026. Early applications show professionalism and allow time to correct any issues. Late applications will not be considered.

• Be ready for background verification. The general requirements state that applicants must not have been sentenced to imprisonment of six months or more, must not have been dismissed from another institution without reinstatement rights, and must not have been involved in the bankruptcy of a financial institution. Ensure your record is clean and your references are prepared.

Responsibilities

As Senior Internal Auditor, your duties will cover audit leadership, risk management, compliance, and governance.

Audit Planning and Execution

• Develop the annual audit plan based on the institution's risk profile and regulatory requirements.

• Oversee and manage all audit and internal control operations.

• Establish the internal control checklist in line with Central Bank regulations in force.

• Prepare and deliver timely audit reports.

• Propose measures to improve the quality of internal audit.

• Ensure the application of internal control guidelines to prevent malpractices.

Regulatory Compliance and Reporting

• Submit internal audit reports to the Central Bank on a regular basis, as required by regulation.

• Verify that resolutions of the INDATWA SACCO RUSIZI organs (BoD, GAM, and SB) are implemented.

• Verify that instructions from the National Bank of Rwanda and RCA recommendations are implemented.

• Advise management on compliance with laws, regulations, directives, rules, and standards applicable to the Cooperative.

• Report functionally to the Audit Committee and administratively to the Managing Director.

Operational Oversight

• Oversee all operations of INDATWA SACCO RUSIZI, including the operations of staff and elected organs.

• Provide reports to the Supervisory Committee and the Board of Directors.

• Follow up on the implementation of all recommendations provided in audit reports.

• Support external auditors during their missions.

• Plans and monitors the day-to-day running of the audit department to ensure efficiency and high quality of work.

Leadership and Governance

• Supervise and support audit staff in implementing their tasks and responsibilities.

• Participate in all management meetings.

• Create strategies for the department with senior management.

• Revise and formulate related policies and promote their implementation.

• Oversee compliance with regulations and procedures applicable to the departments.

Workplace Conduct

• Work diligently on assigned tasks and produce results on time.

• Comply with the instructions of the employer or their representative.

• Comply with the laws, regulations, and decisions of the Cooperative.

• Take good care of and manage equipment assigned to the role.

• Be at work and respect working days and hours.

• Maintain confidentiality of work.

• Follow the principles and rules governing the conduct of the Cooperative's business activities.

Requirements

• Master's degree in Accounting, Finance, Business Administration, or a related field, OR

• Bachelor's degree in Finance, Accounting, Business Administration, or a related field, with 10 years of experience in senior management positions in the microfinance or banking industry.

• Professional qualification in auditing is recommended.

Experience

• Minimum of five (5) years of experience in internal audit and compliance or a related field.

• Several years of experience in auditing with a thorough understanding of microfinance banking and accounting practices.

• Experience working at senior management level is required if applying with a Bachelor's degree only.

Skills

• Good strategic thinking, with risk and control consciousness.

• Strong analytical skills.

• Strong decision-making abilities.

• Excellent communication skills.

• Strong leadership and people management skills.

• Professionalism and integrity.

• Working knowledge of data analysis and performance/operation metrics.

• Fluency in spoken and written English. Knowledge of French is an added advantage.

• Advanced knowledge of MS Office, including Microsoft Word, Excel, Outlook, PowerPoint, and Adobe Acrobat.

General Requirements

• Must be Rwandan.

• Must not have been definitively sentenced to a term of imprisonment equal to or exceeding six (6) months.

• Must not have been dismissed from any other institution, unless entitled to reinstatement under laws and regulations in force.

• Must not have been involved in the bankruptcy of a financial institution.

How to Apply

Follow these steps carefully to submit your application:

1. Prepare your documents. Compile an application letter addressed to the Chairperson of BoD of INDATWA SACCO RUSIZI, a detailed CV, copies of academic documents, proof of work experience, a photocopy of your National ID, and full addresses of three referees with recommendation letters.

2. Convert everything into one PDF file. Only a single document in PDF format will be considered. Do not send multiple attachments or use other file formats.

3. Write your email subject correctly. The subject must be your names followed by the position you are applying for. For example: "Alice Mukamana - Senior Internal Auditor".

4. Send from your own email address. Applications submitted using another person's email address will not be considered.

5. Email your application to: indatwa.rusizi@indatwa.dsacco.rw

6. Submit before the deadline. Applications must be received no later than 5th October 2026.

7. Wait for shortlisting. Only shortlisted candidates will be contacted for the next stage of the recruitment process.